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Vernayaz

1904 Vernayaz is located in the district of Saint-Maurice, in the canton of Valais. The population in the political municipality of Vernayaz has varied over the last five years with an average annual change of +0.6%, totaling 1928 inhabitants (as of December 31, 2024). The tax rate is 12.3% (canton: 12.4%). Over the last five years, the construction of housing in the municipality has averaged 1.5% per year, while the current vacancy rate is 1.6% (as of June 1, 2025). Real estate prices have changed by +1.3% over the last five years (canton: +23.3%).

Renovated 2-room apartment ? Investment opportunity in Vernayaz

Charming 2-room apartment, fully renovated, offering a pleasant and functional living space. The property benefits from a renovation including a kitchen, an independent bedroom, and a shower room (to be renovated, quote available upon request).

Located on the ground floor of a well-maintained building in the heart of Vernayaz, this apartment constitutes an excellent opportunity for both investors and future owner-occupants.

Rental situation:
The apartment is currently rented for CHF 1,155.- per month, including CHF 135.- in charges.

Return on investment analysis
Current expenses 2024 (heating included): CHF 2,703.71

Financing hypothesis:
Equity (25%): CHF 61,250.-
Mortgage loan: CHF 183,750.-
Mortgage rate: 1.5%
Amortization over 15 years

Annual income and expenses
Gross rental income: CHF 13,860.-
Annual expenses: CHF 2,703.-

Mortgage interest (1.5%): CHF 2,756.-
Annual amortization: CHF 2,450.-
Estimated annual result: CHF 5,951.-

Return on equity
9.72% with a mortgage rate of 1.5%
10.62% with a mortgage rate of 1.2%

Highlights:
- Fully renovated apartment
- Tenant in place and immediate income
- Good rental growth over the last few years
- High return on equity
- Central location in Vernayaz

For further information or to organize a visit, do not hesitate to contact us.

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