The following text has been translated automatically.

Exclusivity!



Sion/Bramois Center

A BARGAIN, BECOME AN OWNER for a rent

(bank interest) of Fr. 600.- per month gross

After a personal capital contribution + acquisition and notary fees Fr. 141'000.-

See projection at the end of the page

You dream of becoming an owner, but not of a villa in a urban area, rather of a quiet, charming place in the heart of the old village of Bramois.

DUPLEX APARTMENT 4 œ rooms of 200/1000 -

living area 110 m2 - 3rd floor - In perfect condition!

Located in a historic building with character, charm, and an atypical stone facade.

Occupied by 5 co-owners - Cubage 395 m3

First-class location with optimal sunlight all year round (south side)

Everything within walking distance or by bike: school, kindergarten, bus, shops, cafes/restaurants, hospital.

Idyllic village atmosphere. Bramois is merged with the city of Sion.

Apartment description including 2 balconies:

- Distribution corridor, wardrobe/dressing room/storage closet

- Bathroom with shower, WC, sink, washing machine

- Fitted kitchen (2019), access to balcony

- Parental bedroom 14 m2, wall-to-wall closet

- Large living room 23.50 m2, access to balcony, double glazing

Duplex floor, stairs

- 2 attic bedrooms, one of 28 m2 and 18 m2 floor area, wall-to-wall closet

The apartment has an independent storage room

of 3.42 m2 on the floor (3rd), assigned exclusively to this apartment, but occupied by a gas boiler and a recent boiler (2024). Fire protection door obligatory. Exclusive use by the 2 owners of the floor (including the immediate neighbor). This allows the acquisition and maintenance costs to be divided between two parties.

This amicable agreement also allows for a private elevator in the form of an electric hoist to be shared between two people.



Includes:

- Private garden of 218 m2 in a building zone

Designed with taste. Creating a peaceful and green oasis combining different plants, ornamental shrubs, fruit trees:

Cherry - Pear - 3 Apple trees, Mulberry.

- Not to mention the garden shed for outdoor furniture and tools

- Fountain

- Parking space 6/54

Ground floor

Perfect for liberal professions:

- Private storage room/Duplex of 45 m2 - Cubage 105 m3

Daylight, large window from top to bottom, water, electricity, drains

Ceiling fan

On the same floor, WC for all 5 co-owners

Basement

- Private wine cellar 28 m2 - Cubage 145 m3



Renovation fund end of 2025 Fr. 25'000.-

According to the protocol, no planned or ongoing work



***************************



Monthly PPE fees Fr. 180.-

Concierge service

Building insurance

Renovation fund



Personal fees Fr. 350.-

Boiler subscription

Personal consumption

Electricity/Water/Gas

Selling price 590'000.- The entire package includes

- Duplex apartment 4 œ rooms 137 m2

- Storage room

- Private garden in a building zone 218 m2

- Storage room 45 m2

- Wine cellar 28 m2

- Parking space



Available from spring

Financial projection :

Bramois apartment and annexes Selling price Fr. 590'000.-

Personal capital contribution Fr. 118'000.-

Acquisition costs (notary) 18'000.-

Fr. 136'000.-

Costs for the mortgage deed ca. 5'000.-

Total personal capital Fr. 141'000.-

Bank loan Fr. 472'000.-



Example :

1. Average interest 1.50 % ca. Fr. 600.-

(equivalent to a rent/vacant rent)

2. Obligatory amortization ca. Fr. 600.-

(progressive repayment of the debt)

So a total bank rent of ca. Fr. 1'200.-



Thus I become the owner. I no longer throw a rent unnecessarily out the window and my real estate assets gain value



Building costs (including renovation fund) monthly

ca. Fr. 150.-

Personal apartment costs for electricity, water, media, etc

ca. Fr. 350.-