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Exclusivity!

Sion/Bramois Center



A bargain, becoming an owner for a rent

(bank interest) of around Fr. 560.- per month gross

After a personal contribution of equity and acquisition costs and

notary fees Fr. 133'300.-

See projection at the end of the page




You dream of becoming an owner, but not of a villa in a urban area, rather


of a quiet, charming place in the heart of the old village of Bramois.




DUPLEX APARTMENT 4 œ rooms of 200/1000 -

living area 110 m2, 3rd floor - In perfect condition!

Located in a historic building with character, charm, and unusual


stone facade


Occupied by 5 co-owners - Cubature 395 m3


First-class location with optimal sunlight all year round (south)


Everything within walking distance or by bike: school, kindergarten, bus, shops,


cafes/restaurants, hospital.


Envied village atmosphere. Bramois is merged with the city of Sion


Apartment description, including 2 balconies:


- Entrance hall, wardrobe/dressing room/storage


- Bathroom with shower, WC, sink, washing machine


- Fitted kitchen (2019), access to balcony


- Parental bedroom 14 m2, built-in wardrobe


- Large living room 23.50 m2, access to balcony, double glazing




Duplex floor, stairs


- 2 bedrooms under the slope, one of 28 m2 and 18 m2 floor area,


wardrobe


The apartment has an independent storage room

of 3.42 m2 on the floor (3rd), assigned exclusively to this apartment but


occupied by a gas heating system and a recent boiler (2024). Fireproof door.


Used exclusively by the 2 owners of the floor (including the immediate neighbor).


Thus, the acquisition costs and maintenance costs are divided between the two.


This cordial agreement also allows sharing a private elevator, in the form of an


electric hoist, between the two.




Included in the sale:

- Private garden of 218 m2 in a building zone

Designed with taste. Creating a peaceful and green oasis combining


different plants, ornamental shrubs, fruit trees:


cherry - pear - 3 apples, mulberry.


- Without forgetting the garden shed for outdoor furniture and tools


- Fountain


- Parking space 6/54


Ground floor

Perfect for a liberal profession:


- Private storage room/duplex of 45 m2 - Cubature 105 m3

Daylight, large window from top to bottom, water, electricity, drains


On the same floor, WC for the 5 co-owners


Basement

- Private wine cellar of 28 m2 - Cubature 145 m3



Renovation fund end of 2025 Fr. 25'000.-


According to the protocol, no planned or ongoing work





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Monthly PPE fees Fr. 180.-


Concierge service


Building insurance


Renovation fund





Personal fees Fr. 350.-


Heating subscription


Personal consumption


Electricity/Water/Gas




Selling price 560'000.- The entire package includes

- Duplex apartment 4 œ rooms 137 m2

- Storage room

- Private garden of 218 m2 in a building zone

- Storage room 45 m2

- Wine cellar 28 m2

- Parking space



Available by agreement or quickly



Financial projection :

Bramois apartment and annexes Selling price Fr. 560'000.-

Personal contribution Fr. 112'000.-

Acquisition costs (notary) 16'800.-

Fr. 128'800.-

Financing costs env. 4'500.-

Total equity Fr. 133'300.-



Bank loan Fr. 448'000.-



Example :

1. Average interest rate 1.50 % around Fr. 560.-

(equivalent to a rent/vacant of Fr. ...)

2. Mandatory amortization around Fr. 540.-

(progressive debt repayment)

Total bank interest around Fr. 1'100.-



So I become an owner. I no longer throw rent out the window and

my real estate assets gain value



Building costs (including renovation fund, currently Fr. 25'000.-)

monthly around Fr. 180.-, very reasonable.

Personal apartment costs, electricity, water, media, etc.

around Fr. 350.-, depending on personal consumption.